Terms and Conditions

Updated and Effective – 04-March-2019


You, the user of the Website, confirm your acceptance of these terms and condition of use of the Website. If you do not agree to these terms, you must immediately stop accessing this Website.  These Website Terms should be read alongside our Privacy PolicyTerms and Conditions and Whitepaper.

User Agreement

The followings are the terms of the legal agreement (herein referred to as Agreement) between you as an individual and/or as an agent on behalf of a constituted authority or another user (herein referred to as User) and iOWN Group, a company registered in adherence to the laws of the Cayman Islands, separately referred to as the party and jointly called the parties that set forth the Terms and Conditions for using the Website, including any subdomain thereof. The Website is provided to the User according to this Agreement. By browsing, accessing, and/or using the Website, the User affirms that he/she has read, understood and consented to be bound by the terms of this Agreement and to adhere with all applicable laws and regulations.

The Company reserves the sole right to amend this Agreement at any time. The User will be notified of such changes by posting or publishing the revised Agreement on the Website. The User is advised to frequently check this Agreement on the Website for such changes. All changes shall take effect upon posting. If the User continues to use the Website after such changes to the Agreement, it is construed as the acceptance of such changes by the User. For technical reasons or at the request of regulatory agencies, the Company may suspend, terminate, change or limit access to all or any part of the Website without liability.

Limitation of Use of Copyright

The copyright on all materials and information of this Website (including; texts, articles, data, source code, design, software, images, photos and other information- collectively referred to as the Content), is held by the Company or by the original creator of such material and is protected by the copyright laws of the UAE. The User consents to abstain from reproducing, copying, republishing, distributing, displaying, transmitting or posting by any means or in any form, including but not limited to, mechanical, electronic, recording, photocopying or otherwise without the prior written approval of the Company. The User substantiates that the Content is and will remain the property of the Company. The User must withdraw from partaking in the transfer or sale of the Content, in part or whole. The use of the Content on any other Website, including framing or linking, or in any networked computer station for any purpose whatsoever, is strictly prohibited without the Company’s prior written consent.

All data provided by or obtained from the Company, despite the method of delivery is strictly forbidden for distribution and publication. In addition, the User consents not to use data made available by the Company, despite the method of delivery, for any competition related purposes and the User consents to use such data for the singular purpose of purchasing products and services of the Company.

The User consents to use the Website and the Content for lawful purposes only. The User is prohibited from any use of the Website or Content that will constitute a breach of any applicable law, rule, regulation or ordinance of any locality or state or of any international law or treaty, or that could cause any liability under criminal or civil law.

Any unauthorized use of the Website, including but not limited to unauthorized entry into the Company’s systems, misuse of passwords or any information posted on the Website is forbidden in all sense. The Company makes no declarations regarding whether the Contents may be downloaded or it is appropriate for use in any state of the world. If the User accesses this Website and uses iOWN Group products and services from countries such as the United States of America, the Republic of Singapore, People’s Republic of China, Hong Kong, Canada, the UK the User is solely responsible for ensuring compliance with the laws of the User’s specific jurisdiction. The User’s entitlements for particular products and services is dependent on final determination by the Company.

Disclaimer of Warranties

Neither the Company nor any of its associates, service providers or their respective directors, officers, agents, employees, licensors or independent contractors (jointly referred to as the Associates) guarantees the adequacy, accuracy, timeliness, completeness, reliability or usefulness of any of the Content and the Associates disown liability for omissions or errors in the Content. The Website and all the Content is provided on AS AVAILABLE and AS IS basis without any warranty whatsoever, either implied or express, including the implied warranties of suitability for a specific use, merchantability in cases where it is obstructed by legal regulation in the User’s jurisdiction.

In addition, there are no warranties whatsoever in relation to the results of the User’s application of the Content. The Associates do not assure that the Website is free of malwares, viruses or any other harmful components, but take all necessary measures to curb their occurrence. This does not in any way affect those warranties which are incapable of restriction, exclusion or modification under the laws applicable to this Terms and Conditions.

The associates may make changes to the Content and the Website at any appropriate time without prior notification to the User. Any dated information is published as of its declared date only, and the Associates do not undertake any responsibility or obligation to amend or update any such information. The Associates reserves the sole right to terminate any or all the Website transmissions or offerings without prior notice to the User. This Website could comprise typographical errors or technical inaccuracies. The use of the Website is at the User’s risk only.

Limitation of Liability

By purchasing iOWN Group products and services, the User confirms that he/she is aware of all the risks related with cryptocurrency market, its legal regulation in various jurisdictions and understands that the Company is not liable for the cost of the cryptocurrency which the User is dealing with while using iOWN Group products and services. Under no occurrence shall the Associates be responsible for any damages including general, direct, indirect, special, incidental, punitive, consequential or any other damages (including without limitation to loss of business or profit interruption) of any kind, whether an action in contract or negligence arising or relating in any way to the use or inability to use the Content by any party, the Website or any third-party Website to which the Website is linked, or in relation to any failure of performance, omission, error, interruption, delay, defect in transmission or operation, computer virus or system failure, even if the Associate, or its representative thereof have been previously advised of the possibility of such losses, damages or expenses. The Associates are not responsible for any offensive, defamatory or any misconduct of the User. The User’s singular remedy for any dissatisfaction with the Website is to stop using the Website. If the User uses materials from this Website leads to the need for repair, servicing or correction of data or equipment, the User assumes any costs generated thereof. If the abovementioned limitation is considered to be invalid, the User consents that the Associates’ total liability for all losses, damages, or causes of action of any kind or nature shall be limited to the greatest extent permitted by applicable law.


The User consents to indemnify and hold harmless the Associates against and from any and all claims, expenses, losses, liabilities or demands, including reasonable attorney’s fees and costs incurred by the Associates in connection with any claim by a third party (intellectual property claim inclusive) arising as a result of:

  1. content and materials the User post to, submits to or transmit through the Website, or
  2. the User’s use of the Website in breach of this Terms and Conditions or in breach of any applicable law.

The User consents further that he/she will cooperate fully in defense of any such claims. The Associates reserves the sole right to assume the exclusive defense and manage of any affair that is a subject of indemnification by the User, and the User under no circumstances will not settle any such claim or affair without the written approval of the Company. The User also agrees to indemnify and hold harmless the Associates from any claim arising as a result of a third party’s use of materials or information of any kind that the User posts on the Website.

Use of personally identifiable information

The Company’s policies and practices with respect to the collection and use of personally identifiable information are stated in the Company’s Privacy Policy.


This Website is not meant for distribution to, or use by any entity or person in any country or jurisdiction where such distribution or use would be contrary to the applicable regulation or law. By offering this Website and the Content, no solicitation or distribution is made by the Company to any person to use the Website or the Content in jurisdictions where the provision of the Website and/or content is prohibited by law.

Dispute Resolution and Applicable Law

This Terms and Conditions will be construed, governed and interpreted under the laws of the Cayman Islands. The Parties do not intend that this Terms and Conditions will be applicable to any person or entity who is not a party to this Agreement.

Any disputes or claims of the User that is related to iOWN Group products and services should be amicably resolved between the parties.

Except as may be otherwise provided herein, any claim, controversy or dispute arising out of, or in connection with this Terms and Conditions that cannot be resolved amicably between the parties within ninety (90) days of such process shall be exclusively referred to and be resolved by arbitration.


No delay or failure by the Company in exercising any right, privilege or power shall function as a waiver of any sort. No single or partial exercise of any right, privilege or power shall preclude any other or further exercise thereof or the exercise of any other right, privilege or power under this Terms and Conditions or applicable law. No remedy suggested by any section of this Agreement is supposed to be exclusive of any other remedy which is otherwise available in equity or at law, and each and every other remedy shall be cumulative and shall be added to every other remedy given below or now or hereafter existing in equity or at law, by statute or otherwise. The election of anyone of such remedies by the Company shall not be termed a waiver by the Company of the right to seek any other available remedies.

Force Majeure

None of the parties involved in this Agreement will be held responsible for any delay or failure in performing its obligations under this Terms and Conditions where such delay or failure can be alluded to force majeure which are outside the control of that Party.

Force majeure circumstances shall include but not limited to floods, fires, natural disasters, war, an outbreak or escalation of hostilities, riots or civil disorders, internet failures, acts of terrorism, failure of electrical power lines or telecommunication set ups, labour disputes, government authorities hindering a party from performing its responsibilities under this Agreement, or orders of foreign or domestic courts or tribunals, legislative changes or government sanctions.

In the event of a force majeure circumstance, the non-performing Party will be excused from any performance of the responsibilities affected by the circumstance only for as long as the force majeure circumstance continues. The non-performing Party shall use commercially reasonable means to reduce the impact of the force majeure circumstance and to resume performance promptly.

Contact Us

If you have any questions regarding our Website, you can email us at info@iowngroup.com